Road Traffic Accidents, your personal injury solicitor, is able to claim
compensation on your behalf because the law requires all vehicles to be insured and for the insurers of
those vehicles to pay compensation to the injured party where liability
can be established.
However, you could still make a claim for compensation even though the
driver was not insured.
If you were injured in a road traffic accident - either as a driver, passenger,
cyclist or pedestrian - you may be able to recover compensation for
your injury and other losses from the driver of the vehicle responsible
for the accident. Sometimes, it might be necessary to claim against
the vehicle owner too (if he is not the same person as the driver).
In road traffic accidents, it is often quite easy to establish the party at
fault. The Highway Code sets out a standard of driving which
all drivers have to achieve. By law, every driver is required to take reasonable care when driving.
If the driver of the vehicle you were in or the driver of the other
car did not take reasonable care, you may have a claim against him for
being negligent. In road traffic accidents, a passenger is often the
innocent party irrespective of which driver is to blame. This means that,
if you were a passenger, you could make a claim even if the driver of
the car you were in was at fault.
As a passenger, you are unlikely to be blamed for the road traffic accident, unless
you did something to cause it, e.g. you grabbed the steering wheel.